Overview
The rapid development of financial technology is reshaping financial services and creating new opportunities for businesses and investors in Saudi Arabia. Fintech businesses must navigate a range of regulatory, licensing, contractual, technology and compliance considerations depending on the nature of their activities.
We advise fintech businesses, financial institutions, investors and technology providers on the legal and regulatory aspects of technology-enabled financial services in Saudi Arabia. Our work covers business structuring, licensing, commercial arrangements and regulatory matters under the frameworks administered by the Saudi Central Bank, Capital Market Authority and other competent authorities, as applicable.
Our experience includes advising on:
- Fintech business models and regulatory structures
- Licensing and regulatory approvals
- Digital financial products and services
- Digital financing and investment platforms
- Payments and payment-related services
- Technology and outsourcing arrangements
- Data protection and cybersecurity
- Commercial partnerships and strategic arrangements
- Regulatory investigations and compliance
